AI for Xero
Incredible is a voice-first AI assistant for Mac and Windows that works on top of Xero and the other 3,000+ apps your business already uses. Hold a key, say what you need, and it does the task: looking up an invoice, checking your cash position, coding a transaction, or drafting a bill for review. Xero has its own AI, Just Ask Xero (JAX), which works inside your accounts. Incredible is different because it acts by voice, works across Xero and your other tools, and, because this touches money, never pays a bill or sends an invoice without your explicit yes.
Last updated July 2026
In short
- Look up invoices, bills, and balances in Xero by voice, without clicking through the ledger.
- Handle Xero plus your inbox, spreadsheets, and payment tools in one spoken request.
- Never pays a bill, sends an invoice, or moves money without your explicit approval.
- Keeps an audit trail of every action so you can see exactly what happened.
- Can watch Xero and tell you about overdue invoices or bills due soon.
What you can say
“What is my current cash position across all accounts?”
Reads the balances from Xero and totals them for you.
“Draft an invoice for Tamworth Joinery for nine hundred pounds.”
Prepares the invoice and waits for your yes before sending.
“Code the last Officeworks transaction to office supplies.”
Sets the account code and asks you to confirm.
“Which bills are due in the next seven days?”
Lists the upcoming bills and due dates from Xero.
“Send a statement to every customer with an overdue balance.”
Drafts the statements and shows them before anything sends.
“Reconcile the payment from Brindle Co against their invoice.”
Matches the payment and waits for your approval to save.
“How much GST do I owe for this quarter?”
Pulls the figure from Xero and reads it back.
“Turn the emailed invoice from Redgum Supplies into a draft bill.”
Reads the email, prepares the bill, and holds it for review.
How it works
- Hold your activation key and say what you need done in Xero, in plain words.
- Incredible looks up the invoice, bill, or balance and shows you what it found.
- For anything that moves money, it prepares the action and waits for your explicit yes.
- It completes the task in Xero and any other app involved, then logs what it did.
Incredible vs Xero’s own AI
| Incredible | Just Ask Xero (JAX) | |
|---|---|---|
| Voice-first | Yes, hold a key and speak | Type questions to JAX in Xero |
| Scope | Xero plus 3,000+ apps | Focused inside Xero |
| Runs | On your Mac or Windows | In the Xero cloud |
| Before it moves money | Explicit approval every time | You confirm inside Xero |
| Best at | Cross-app tasks by voice | In-ledger tasks and reports |
| Audit trail | Every action logged locally | Tracked in Xero |
Can Incredible handle Xero tasks by voice?
Yes. You can ask it to check your cash position, look up an invoice or bill, code a transaction, reconcile a payment, or draft an invoice, all by voice. It reads the real data from Xero and, for anything that changes the ledger, prepares the action for your approval.
Because it also reaches your inbox and spreadsheets, one request can turn an emailed supplier invoice into a draft bill, or export overdue customers into a sheet for chasing.
How is this different from Just Ask Xero?
Just Ask Xero, or JAX, is Xero’s built-in AI. It is good inside your accounts at answering plain-English questions, generating reports, and automating routine ledger work. It stays within Xero.
Incredible is voice-first and works across Xero and the rest of your tools. Keep JAX for in-ledger questions and reports; use Incredible when you want the task done by voice or when it crosses into email, a spreadsheet, or a payment tool.
Will it pay a bill or send an invoice without asking?
No. Because Xero touches money, Incredible never pays a bill, sends an invoice, or reconciles a transaction without your explicit yes. It shows you the amount and the account before anything happens.
Every action is written to a local audit trail so you have a clear record of what was viewed and what was done. Read-only requests, like checking a balance, change nothing and run without a prompt.
Questions, answered
Can Incredible pay bills through Xero?
It can prepare a payment, but it never pays without your explicit approval. You confirm the payee and amount first.
Does it use my Xero login?
It works through your connected Xero account with the permissions your login already has.
Will it send invoices automatically?
No. It drafts the invoice and waits for your yes before it sends.
Does it replace Just Ask Xero?
No. JAX keeps working inside Xero; Incredible adds voice control and cross-app actions.
Can it remind me about due bills?
Yes. It can watch Xero and tell you about overdue invoices or bills due soon.
Does it run on Mac and Windows?
Yes, both, using cloud AI models to understand your request.
Put it to work in your apps.
Download Incredible for Mac or Windows, or see everything it can do.